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How can I get my CCJ money from the tenants deposit?

This post is more than 11 years old

March 24, 2014 by Tessa Shepperson

Photo by images-of-moneyHere is a question to the blog clinic from James who is a landlord:

I am a landlord and after my tenant stopped paying rent I was forced to evict them. I received an Order for Possession from the Court and a money judgement against them and they left the property.

I don’t expect to get any of the rent arrears from them but when I asked my letting agent to pay me the tenant’s deposit I was told that only the tenant could authorise them to do so and that the money judgement did not specifically say that I could receive the deposit.

They have tried for months to reach the tenant but they seem to have disappeared. How should the landlord get the deposit in this case? The tenant has not claimed it and I am in limbo.

This situation can be a real problem – the DPS will not pay out the money to you against a Court Judgment unless the Court Order specifically says this.

But sometimes even when you ask the Judge to do this at the hearing they will refuse.

There is an answer, you will be pleased to hear.  It is a court enforcement procedure call a ‘third party debt order’.

This is a procedure where, if you are able to show the court that someone or an organisation owes money to or holds money for the Judgement Debtor (ie you), they will order that money to be paid to you, to satisfy (in whole or in part) your judgment.

It is usually used where the judgement creditor finds that the judgement debtor has a bank account which is in credit – but it could certainly be used in your situation.  You will have to pay out the court fee but this can be added on to the judgement debt.

You will find an explanation of the process in this pdf document provided by the Court Service >> here.

After Note – I have been contacted by a couple of people  saying that the DPS will pay being sent a statutory declaration.  Here is one message I have been sent:

if a tenant disappears leaving a debt of rent owing and cannot be contacted at all ie not leaving a forwarding address etc then all you have to do is get a statutory declaration signed by a solicitor (cost abt £5 ) send it to the DPS with a full explanation and they will release the money fully back to the agent. No problem we have as an agent done this successfully many times

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Filed Under: Clinic Tagged With: Ccj, Deposit, Money Judgement

Notes:

Please check the date of the post - remember, if it is an old post, the law may have changed since it was written.

You should always get independent legal advice before taking any action.

Reader Interactions

Please read our terms of use and comments policy. Comments close after three months

Comments

  1. Miles Turner says

    March 24, 2014 at 4:28 pm

    We have experienced similar problems and have managed to get the DPS to pay the landlord by using the “single claim process” supported by a copy of the court order.

    Cheaper option than third party debt order.

  2. Industry Observer says

    March 24, 2014 at 4:47 pm

    Tessa

    This is not a Garnishee Order where you have to hit an account for a specific amount when the account happens to have that money there that day. And if you hit a day when the bank balance doesn’t have that amount you miss the target and lose out – is it?

  3. Tessa Shepperson says

    March 24, 2014 at 4:53 pm

    @Industy Observer – yes thats right. That is a problem if you are going after a bank account. But you KNOW the DPS hold the money so that is not in issue here. This is just a device to get them to pay up.

    But if you can do it another way, as Miles has done, that is better.

  4. Industry Observer says

    March 24, 2014 at 5:07 pm

    Right – so a TPDO is the same as a Garnishee Order.

    Yes of course Miles is right and single claim is best route, but DPS will not pay unless the appropriate wording to satisfy them (why they think they need such protection defeats me) is on the Court Order.

    I have never heard of a Judge refusing if asked, just claimants forgetting to ask. If a Judge refused a valid request I’d have thought that perverse and would be set aside if appealed to a Circuiot Judge?

  5. Tessa Shepperson says

    March 24, 2014 at 5:28 pm

    Its not called a garnishee order any more. They are getting rid of all the lovely old legal words.

    I have heard of Judges refusing to make an order re payment to DPS. I can’t remember the reason just now but there is one.

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The purpose of this blog is to provide information, comment and discussion.

Please, when reading, always check the date of the post. Be careful about reading older posts as the law may have changed since they were written.

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